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Category Archives: Indian Economy

Digital Economy – Indian Market Overview – Is a Cash-Based Economy like India ready to accept Digital Economy?

Don Tapscott famously coined the term “Digital Economy” in his 1995’s best-seller “The Digital Economy: Promise and Peril in the Age of Networked Intelligence”.  His work was centralized on how the internet would change the ways of conducting business in our world.  Since then the term has been expanded to apply it to a much mainstream version – entire economy – encompassing social and economic aspects.  “Digital Economy” in its simplest form is entire economic system of any Read more [...]

Cashless vs Cash-based Economy – What are the Pros and Cons of such economies how do they effect the citizens of the country?

Cashless economy refers to an economy in which flow of cash takes place through digital modes of transactions including credit and debit cards, instead of cash.  This also include electronic transfer technology methods such as IMPS, NEFT and REGT, and Mobile wallets. While there are several benefits of being a cashless economy, some experts reckon that cash could never be fully eliminated as a mode of transaction in a society.  The primary reason is that cash instills confidence among consumers Read more [...]

Demonetization of High Denomination Currency Notes and its Impact on the Indian Economy – How Effective will it be to curb Black Money Circulation in India?

On November 8th, 2016, Government of India announced its decision to demonetize or ban old currency notes of INR 500 and INR 1,000 in circulation.  This move was taken to curb “black money and counterfeit notes used by terrorist organizations for illegitimate activities” in the economy.  These two currency notes account for 86% of all the currency in circulation. The move to demonetize High Denomination Currency notes has massively impacted lives of almost every Indian according to the Read more [...]

Rise of Fintech Companies in India – The New Trend in Disruption for Indian Retail Banking Sector

The term Fintech is used to denote technology integrated with providing financial services which were traditionally rendered by banks.  With increased use of smartphones and mobile apps, there is a high preference for self-service financial application as well.  Fintech applications are increasingly used for financial services like making online transaction, investment advisory, and payment of bills; resulting in enhanced customer experience, saving time and money.  Most commonly used fintech Read more [...]

Company Valuation and Investors – What are the Different Types of Valuations and Approaches in Company Valuation?

Valuation of a company is more of an art than a science.  No formula is fixed for business valuation of a company.  Valuation becomes very important in the eyes of the investors.  It is a basis on which an investor assumes that the venture will be capable of returning or not returning the amount invested on it. There exists a lot of confusion around the concept of valuation of a company and its actual value.  Generally, value of a company is its market cap (or) market capitalization and it Read more [...]

IT Hardware Retail Landscape in India – Major Retail Hardware Chains in India and Market Challenges.

There are multiple micro and macroeconomic indicators which are supporting growth potential for India in the coming years.  These metrics are strong demographics, young working population, rising income levels, rapid urbanization, growing brand orientation and many more. India’s retail industry has emerged as one of the fastest growing industry and is projected to grow almost to US$1 trillion by 2020 from the market size of US$ 600 billion in 2015, driven by income growth, urbanization and Read more [...]

Startups India – Updated PESTLE Analysis. Will the New Startups Announcements Become a Big Bang for Startup In India?

With the launching Prime Minister Narendra Modi's ambitious Start-Up India mission there is a need to perform PESTLE analysis to find out the impact of startup plans in the current startup eco system. PESTLE analysis is a business measurement tool to assess the overall macro environment of business.  PESTEL is acronym for Political, Economic, Social, Technological, Legal and Environmental.  It is a part of the external analysis while conducting market research, and it gives an overview of multiple Read more [...]

India Budget 2015: Manufacturing and Job Potential – A Quick Overview of the Vital Proposals to Boost up Economy

The budget 2015 has shown a lot of promise in terms of increased emphasis on manufacturing and skills development. Prime Minister Narendra Modi’s Make in India (MII) program is the driving factor behind such announcements in this year’s budget. From the previous years’ records, Manufacturing declined from 18% to 17% of the GDP while manufacturing exports have remained stagnant at about 10% of the GDP. Given thefact that manufacturing has not accounted for a significant portion of the GDP Read more [...]

The Digitization of the Indian Education Sector: Finally a reality?

  For long, the idea of implementing educational technology in India has largely been limited to niche segments that include either the prestigious educational institutions or well -funded private colleges or government initiatives that cover only a few rural establishments. Widespread adoption of educational technology has been a long distant dream. It is primarily because of this factor that investors and technology providers have traditionally shied away from venturing into the technical Read more [...]

Unraveling the Hype Around Smart Cities : What Needs to be Done Before We Can Actually Become Smart Residents?

Originally a premise of the developed economies, Smart cities have generated a lot of buzz in the country even since the Prime minister outlined his vision of creating 100 smart cities by 2022. In tune with this announcement, a Union Budget allocation of Rs 7060 crores was made for developing 100 Smart cities by 2022. Smart cities with its numerous advantages surely look promising. However, the process of gathering the necessary resources to bring the “Smart India” dream to fruition will encounter Read more [...]